The limit of your liability for a lost or stolen credit card is RM250.00 only
16 Jan
Posted by Jayce as Ramblings
Do you know that the limit of your liability for a lost or stolen credit card is RM250.00 only? I do not know until my friend forward an email about this. It is an article taken from Consumers Association of Penang. Why do I suddenly so take care about credit card? My fellow blogger friend TZ’s credit card number was being used by someone to purchase computer from Dell online. And the credit card bank is asking him to pay the amount ~ RM2,149. It is not a small amount.
This protection is given under Clause 13.2 of Bank Negara’s Credit Card Guideline (the Guideline)
The cardholder’s maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen.
I have several credit cards. However, not all of them use online protection like Verify by VISA, or MasterCard SecureCode. Therefore, I only use those credit cards that have this online protection. For example, one of my credit card banks, HSBC will call me whenever I do an online transaction on website that does not support Verify by VISA especially the online transaction amount passes certain limit. I trust this kind of bank. However, some banks like Citibank do not have this kind of service. Therefore, we need to be careful on selecting credit card bank.
Do you have credit card? And do you use it to do online transaction?
Thanks to jacklyh for the solution. Many thanks. 
Here is the solution for HP Compaq Presario C778TU Notebook PC wireless button light is always red in colour issue.
Just follow below steps:
PIKOM PC Fair 2008 is held at several places in Malaysia. The one that I visited is located at PISA, Penang. Wow… PIKOM PC Fair… The last time I visited PIKOM PC Fair at PISA, Penang was back in 4 or 5 years back. Why I did not visit PIKOM PC Fair lately? I was cheated by Mega Online on the last visit. The price given at PC Fair is more expensive than normal period. Besides, there was nothing special to see at PIKOM PC Fair at PISA, Penang. I long to visit PIKOM PC Fair at Kuala Lumpur. It is bigger and has a lot of stuffs to see. 
However, this visit changed my mind… How? Why? What?
Come on, let’s go in…
HP releases a lot of model in C700 series Notebook PC. There are C700 CTO, C700EM, C700ET, C700LA, C700T CTO, C700XX, C701EA, C701EM, C701LA, C701TU, C701XX, C702LA, C702TU, C703LA, C703TU, C704TU, C705LA, C705TU, C706NR, C706TU, C707LA, C707TU, C708LA, C708TU, C709LA, C709TU, C710BR, C710ED, C710EE, C710EF, C710EL, C710EM, C710EN, C710TU, C711EF, C711EM, C711TU, C712NR, C712TU, C713NR, C713TU, C714NR, C714TU, C715BR, C715NR, C715TU, C716TU, C717NR, C717TU, C718TU, C719TU, C720BR, C720ES, C721TU, C722TU, C725BR, C727US, C730 CTO, C730BR, C730EE, C730EL, C730ES, C730ET, C731EM, C731TU, C732EF, C732EM, C732ES, C732TU, C733TU, C734TU, C735BR, C735ED, C735EE, C735EF, C735EL, C735EM, C735ET, C735TU, C736TU, C737BR, C737EL, C737TU, C738TU, C739TU, C740ED, C740EE, C740EG, C740EL, C740EM, C740ES, C740ET, C740TU, C741TU, C742EA, C742EM, C742ES, C742TU, C743TU, C744TU, C745EE, C745EF, C745EG, C745EL, C745ES, C745TU, C746TU, C747TU, C748TU, C749TU, C750ED, C750EF, C750EL, C750EM, C750ES, C750LA, C750TU, C751LA, C751NR, C751TU, C752LA, C752TU, C753TU, C754CA, C754TU, C755BR, C755EF, C755EL, C755ES, C755TU, C756CA, C756ES, C757CA, C757EA, C757EL, C757EM, C757LA, C758CA, C758LA, C759LA, C760ED, C760EL, C760EM, C760ES, C760ET, C760LA, C761TU, C762NR, C762TU, C763TU, C764NR, C764TU, C765BR, C765EL, C765EM, C765ET, C765TU, C766TU, C767TU, C768CA, C768TU, C769TU, C769US, C770ED, C770EE, C770EF, C770EG, C770EL, C770EM, C770ES, C770ET, C770TU, C771TU, C772EM, C772TU, C773EM, C773TU, C774TU, C775EL, C775EM, C775TU, C776TU, C777TU, C778TU, C779TU, C780EE, C780EF, C780EL, C780TU, C782TU…
Wow… There are really a lot of model in C700 series.
Download all the HP Compaq Presario C700 series Notebook PC required driver for Windows XP here… Tested with C749TU, C769TU… More to come… 
HP offers another great notebook for Shell Citibank Credit Card. This notebook is much better than HP Compaq Presario C749TU / C777TU Notebook (RM799). HP Compaq Presario C778TU Notebook is sold at RM1399. What make it better? In short, it has wireless, better CPU, webcam, DVD-RW drive and come with 1 GB of memory. With all of these features, this notebook will work great in Windows XP without any upgrade. 
Here are the specifications that I got for HP Compaq Presario C778TU Notebook…
Processor - Intel Dual Core T2370 – 1.73Ghz
Memory (std/max) – 1GB 667MHz / max to 2GB DDR2 Memory
Hard Disk Drive - 80GB
Display/Resolution - 15.4″ TFT WXGA high definition widescreen LCD panel with brightview technology
Optical Drive - DVD +/- RW Drive
Bluetooth - No
Wireless - Yes
WebCam - Yes
Operating System - FreeDOS (Note – only Windows Vista driver provided at HP website)
Intel Chipset - Intel – GM965 and GL960
Graphic Chipset - Intel® Graphics Media Accelerator x3100 (shared) up to 64MB Total Available Graphics Memory
External Card Expansion - No
Audio - 2 Altec Lansing branded Stereo Speakers
Fax / Modem speeds - High speed 56K
Network Interface - Integrated 10Mbps, 100Mbps
Pointing Device Type - 101 key compatible, 1 Quick Launch Button and Touch Pad with On/Off button and dedicated vertical and horizontal Scroll Up/Down pad
Ports - USB 2.0 x 3, VGA x 1, TV out x1 , RJ-45, RJ-11, Stereo Headphone Out, Microphone in, Kensington lock
Media Card - 5-in-1 integrated digital media reader slot
Batterytype/Batterylife - 6-cell Lithium-Ion (4.4Ah) – provides up to 4 hours and 16 mins of battery life (Is this valid?)
Dimension - 35.7 x 25.7 x 3.28 ~ 4cm
Weight - 2.76kg /6.10lbs with 6 cell battery
Warranty - One year International Limited Warranty (parts/labor/carry-in)
If you happen want to buy notebook from Shell Citibank Credit Card promotion, think about this model – HP Compaq Presario C778TU Notebook. It is much better. Trust me.
Or head to HP official promotion website for other models – http://www.hp.com.my/shell/citipromo/
Related topics:
Shell Citibank Credit Card – HP Compaq Presario PC700 Notebook Specifications
HP Compaq Presario C749TU Notebook PC first impression
HP Compaq Presario C749TU Notebook PC – Windows Vista Performance
Windows XP driver for HP Compaq Presario C749TU Notebook PC
HP Compaq Presario C700 series Notebook PC Windows XP driver
HP Compaq Presario C778TU Notebook PC wireless button red light always on issue fixed
