Received this forwarded email. Just want to remind all of you who have credit card. CAREFUL when using it. 
这是上周六我同事亲身经历的真事。
同事去一酒家喝茶，只消费了大约几十块钱的费用，她就用自己的信用卡刷卡。但当她在刷卡单上签完名后，感觉此次签名的单据比以前的厚了很多，就多留意了一下，发现她签名的的单据下面竟然还有张刷卡单，金额却是几百元的（服务员故意把两张单据用钉书机订在一起）。要知道，由于签名单都是无碳复写纸的，她只要在上面那张自己的刷卡纸上签了名，下面那张更大金额的纸上自然也印有了自己的签名。到时候就算发现有诈，也是有口难辩，因为那的确是自己的亲笔签名啊。
太可怕了。好在同事发现得早，当她厉声责问那个服务小姐为什么还有一张其他人的单，但卡号却是自己的信用卡时，那个服务员马上慌张的把后面的纸撕掉了，说是可能收银处刷错了。
但是各位想一想，就算刷错了，也应该是同一金额，为什么金额都不一样？这样对她们有什么好处？后来大家才明白，原来她们是如此操作的：
酒店买单的人有很多，经常同时有几桌同时结帐，有的台是用现金结帐的，那些服务员就会把用现金结帐的金额找一个用信用卡结帐的刷掉，如果有人没有发现，而签了两张单，那么那个用现金结帐的人的钱就自然落入了那个服务员的口袋。就算报警，也可以推得一干二净，说是卡主本人的亲笔签名，她们什么也不知道。
所以，请各位一定小心，在信用卡刷卡时，务必检查一下自己到底刷了几张卡啊！
Received this from friend. Hmm… After reading, this might happen when we travel. Luckily, I did not face this kind of issue during my last few trips.
You arrive at your hotel and check in at the front desk. When checking in, you give the front desk your credit card (for all the charges for your room). You get to your room and settle in. Someone calls the front desk and asked for (example) Room 620 (which happens to be your room).
Your phone rings in your room. You answer and the person on the other end says the following, ‘This is the front desk. When checking in, we came across a problem with your charge card information. Please re-read me your credit card number and verify your address. (more…)
Hehe… Forwarded email again… Warning, this is a long one. 
Seven Credit Card Company Secrets
Let’s get one thing straight right off the bat: We’re not against credit cards! We have a few ourselves, and we use them all the time. They’re a wonderful convenience and for some things – such as online purchases – they’re now essential.
What we are dead set against is the way many credit card companies try to take money out of your pocket and put it into theirs. Just thinking about the way some companies offer you the “opportunity” to rob your own future makes us livid.
No matter what your situation … whether you carry credit card debt or pay off your balance every month (if you do, way to go!) … the card issuers make it sound like a marriage made in heaven when they solicit your business. But they never tell you how much it will cost you down the line, in dollars
and tears.
So we’ll tell it like it is: The credit card companies are in business to make money – and they want more of your money.
Thanks Citibank Malaysia for 2GB Philips GoGear Digital MP3 Player
18 Jan
Posted by Jayce as Ramblings
Yeah, I received 2GB Philips GoGear Digital MP3 Player (Model SA1928) from JCMS ProRewards finally. It is a gift from Citibank Malaysia during AirAsia-Citibank credit card promotion. It took Citibank Malaysia more than 3 months to send 2GB Philips GoGear Digital MP3 Player (Model SA1928) to me. And I had to follow up myself for more than 5 times in order to get it. Else it will stay at JCMS ProRewards office until now. Anyway, thanks Citibank Malaysia for the 2GB Philips GoGear Digital MP3 Player. I got it finally after all these troubles.
2GB Philips GoGear Digital MP3 Player (Model SA1928)
