Received this forwarded email. Just want to remind all of you who have credit card. CAREFUL when using it. 
这是上周六我同事亲身经历的真事。
同事去一酒家喝茶，只消费了大约几十块钱的费用，她就用自己的信用卡刷卡。但当她在刷卡单上签完名后，感觉此次签名的单据比以前的厚了很多，就多留意了一下，发现她签名的的单据下面竟然还有张刷卡单，金额却是几百元的（服务员故意把两张单据用钉书机订在一起）。要知道，由于签名单都是无碳复写纸的，她只要在上面那张自己的刷卡纸上签了名，下面那张更大金额的纸上自然也印有了自己的签名。到时候就算发现有诈，也是有口难辩，因为那的确是自己的亲笔签名啊。
太可怕了。好在同事发现得早，当她厉声责问那个服务小姐为什么还有一张其他人的单，但卡号却是自己的信用卡时，那个服务员马上慌张的把后面的纸撕掉了，说是可能收银处刷错了。
但是各位想一想，就算刷错了，也应该是同一金额，为什么金额都不一样？这样对她们有什么好处？后来大家才明白，原来她们是如此操作的：
酒店买单的人有很多，经常同时有几桌同时结帐，有的台是用现金结帐的，那些服务员就会把用现金结帐的金额找一个用信用卡结帐的刷掉，如果有人没有发现，而签了两张单，那么那个用现金结帐的人的钱就自然落入了那个服务员的口袋。就算报警，也可以推得一干二净，说是卡主本人的亲笔签名，她们什么也不知道。
所以，请各位一定小心，在信用卡刷卡时，务必检查一下自己到底刷了几张卡啊！
The limit of your liability for a lost or stolen credit card is RM250.00 only
16 Jan
Posted by Jayce as Ramblings
Do you know that the limit of your liability for a lost or stolen credit card is RM250.00 only? I do not know until my friend forward an email about this. It is an article taken from Consumers Association of Penang. Why do I suddenly so take care about credit card? My fellow blogger friend TZ’s credit card number was being used by someone to purchase computer from Dell online. And the credit card bank is asking him to pay the amount ~ RM2,149. It is not a small amount.
This protection is given under Clause 13.2 of Bank Negara’s Credit Card Guideline (the Guideline)
The cardholder’s maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen.
I have several credit cards. However, not all of them use online protection like Verify by VISA, or MasterCard SecureCode. Therefore, I only use those credit cards that have this online protection. For example, one of my credit card banks, HSBC will call me whenever I do an online transaction on website that does not support Verify by VISA especially the online transaction amount passes certain limit. I trust this kind of bank. However, some banks like Citibank do not have this kind of service. Therefore, we need to be careful on selecting credit card bank.
Do you have credit card? And do you use it to do online transaction?
Need help? Please go to http://Forum.JayceOoi.com. Let’s our experts help to solve your problem.
Thanks to jacklyh for the solution. Many thanks.
Here is the solution for HP Compaq Presario C778TU Notebook PC wireless button light is always red in colour issue.
Just follow below steps:
Need help? Please go to http://Forum.JayceOoi.com. Let’s our experts help to solve your problem.
HP releases a lot of model in C700 series Notebook PC. There are C700 CTO, C700EM, C700ET
C700LA, C700T CTO, C700XX, C701EA, C701EM, C701LA, C701TU, C701XX, C702LA, C702TU, C703LA, C703TU, C704TU, C705LA, C705TU, C706NR, C706TU, C707LA, C707TU, C708LA, C708TU, C709LA, C709TU, C710BR, C710ED, C710EE, C710EF, C710EL, C710EM, C710EN, C710TU, C711EF, C711EM, C711TU, C712NR, C712TU, C713NR, C713TU, C714NR, C714TU, C715BR, C715NR, C715TU, C716TU, C717NR, C717TU, C718TU, C719TU, C720BR, C720ES, C721TU, C722TU, C725BR, C727US, C730 CTO, C730BR, C730EE, C730EL, C730ES, C730ET, C731EM, C731TU, C732EF, C732EM, C732ES, C732TU, C733TU, C734TU, C735BR, C735ED, C735EE, C735EF, C735EL, C735EM, C735ET, C735TU, C736TU, C737BR, C737EL, C737TU, C738TU, C739TU, C740ED, C740EE, C740EG, C740EL, C740EM, C740ES, C740ET, C740TU, C741TU, C742EA, C742EM, C742ES, C742TU, C743TU, C744TU, C745EE, C745EF, C745EG, C745EL, C745ES, C745TU, C746TU, C747TU, C748TU, C749TU, C750ED, C750EF, C750EL, C750EM, C750ES, C750LA, C750TU, C751LA, C751NR, C751TU, C752LA, C752TU, C753TU, C754CA, C754TU, C755BR, C755EF, C755EL, C755ES, C755TU, C756CA, C756ES, C757CA, C757EA, C757EL, C757EM, C757LA, C758CA, C758LA, C759LA, C760ED, C760EL, C760EM, C760ES, C760ET, C760LA, C761TU, C762NR, C762TU, C763TU, C764NR, C764TU, C765BR, C765EL, C765EM, C765ET, C765TU, C766TU, C767TU, C768CA, C768TU, C769TU, C769US, C770ED, C770EE, C770EF, C770EG, C770EL, C770EM, C770ES, C770ET, C770TU, C771TU, C772EM, C772TU, C773EM, C773TU, C774TU, C775EL, C775EM, C775TU, C776TU, C777TU, C778TU, C779TU, C780EE, C780EF, C780EL, C780TU, C782TU…
Wow… There are really a lot of model in C700 series. 
Download all the HP Compaq Presario C700 series Notebook PC required driver for Windows XP here… Tested with C749TU, C769TU… More to come… 
Need help? Please go to http://Forum.JayceOoi.com. Let’s our experts help to solve your problem.
HP offers another great notebook for Shell Citibank Credit Card. This notebook is much better than HP Compaq Presario C749TU / C777TU Notebook (RM799). HP Compaq Presario C778TU Notebook is sold at RM1399. What make it better? In short, it has wireless, better CPU, webcam, DVD-RW drive and come with 1 GB of memory. With all of these features, this notebook will work great in Windows XP without any upgrade. 
Here are the specifications that I got for HP Compaq Presario C778TU Notebook…
Processor - Intel Dual Core T2370 – 1.73Ghz
Memory (std/max) – 1GB 667MHz / max to 2GB DDR2 Memory
Hard Disk Drive - 80GB
Display/Resolution - 15.4″ TFT WXGA high definition widescreen LCD panel with brightview technology
Optical Drive - DVD +/- RW Drive
Bluetooth - No
Wireless - Yes
WebCam - Yes
Operating System - FreeDOS (Note – only Windows Vista driver provided at HP website)
Intel Chipset - Intel – GM965 and GL960
Graphic Chipset - Intel® Graphics Media Accelerator x3100 (shared) up to 64MB Total Available Graphics Memory
External Card Expansion - No
Audio - 2 Altec Lansing branded Stereo Speakers
Fax / Modem speeds - High speed 56K
Network Interface - Integrated 10Mbps, 100Mbps
Pointing Device Type - 101 key compatible, 1 Quick Launch Button and Touch Pad with On/Off button and dedicated vertical and horizontal Scroll Up/Down pad
Ports - USB 2.0 x 3, VGA x 1, TV out x1 , RJ-45, RJ-11, Stereo Headphone Out, Microphone in, Kensington lock
Media Card - 5-in-1 integrated digital media reader slot
Batterytype/Batterylife - 6-cell Lithium-Ion (4.4Ah) – provides up to 4 hours and 16 mins of battery life (Is this valid?)
Dimension - 35.7 x 25.7 x 3.28 ~ 4cm
Weight - 2.76kg /6.10lbs with 6 cell battery
Warranty - One year International Limited Warranty (parts/labor/carry-in)
If you happen want to buy notebook from Shell Citibank Credit Card promotion, think about this model – HP Compaq Presario C778TU Notebook. It is much better. Trust me.
Or head to HP official promotion website for other models – http://www.hp.com.my/shell/citipromo/
Need help? Please go to http://Forum.JayceOoi.com. Let’s our experts help to solve your problem.
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Shell Citibank Credit Card – HP Compaq Presario PC700 Notebook Specifications
HP Compaq Presario C749TU Notebook PC first impression
HP Compaq Presario C749TU Notebook PC – Windows Vista Performance
Windows XP driver for HP Compaq Presario C749TU Notebook PC
HP Compaq Presario C700 series Notebook PC Windows XP driver
HP Compaq Presario C778TU Notebook PC wireless button red light always on issue fixed
